| It's easy to get started with CEFCU
Bill Pay. Just follow these simple steps:
- Request your password by sending an e-mail message
to billpaypassword@cefcu.com. Be sure to include your
name, home address, and telephone number. Within minutes,
you should receive your password via e-mail.
- From CEFCU’s home page, go to “Access
My Accounts” and click on “CEFCU Bill
Pay.”
- Click "Log In To CEFCU Bill Pay." Then,
enter the Primary member's 1) complete Social Security
Number and 2) CEFCU badge ID number – all together,
no spaces – in the "User ID" field.
You may change your initial User ID after you have
used it to logon to the Bill Pay service by clicking
on the Services tab of the Bill Pay service menu.
- Enter your password as instructed in the e-mail.
- Instructions on each screen will show you how to
set up your payees and make payments. Help screens
also are available throughout the CEFCU Bill Pay program.
CEFCU Bill Pay is free for any month you
make a purchase with your CEFCU Check+®
card.* Be sure to read the CEFCU Bill
Payment Program Disclosure carefully prior to using
CEFCU Bill Pay because the use of the service constitutes
your acceptance of its terms and conditions.
To view and print the Bill Payment Program
Disclosure, you will need to use Adobe Acrobat Reader
utility which can be downloaded free. 
If you have any other questions about
CEFCU Bill Pay, contact
CEFCU.
*There is a monthly fee
of Six Dollars ($6.00) for your use of Bill Pay. The
monthly fee will start with the fourth full calendar
month beginning after you first elect to use Bill Pay
and will be debited from your Checking on the fifth
business day of the fourth full calendar month after
you first elect to use Bill Pay service, for your use
of Bill Pay service during the immediately preceding
calendar month. Thereafter, the fee will continue to
be debited from your Checking on the fifth business
day of each calendar month for your use of the Bill
Pay service during the immediately preceding calendar
month, until you notify CEFCU that you will discontinue
Bill Pay.
You may avoid the monthly Bill Pay fee for any calendar
month in which you used your CEFCU Check+
Card to pay for a purchase or in which you maintained
a minimum average daily balance of $50,000
based on (i) the combined average daily balance in all
of your CEFCU share and loan accounts
under the same account number for which the Bill Pay
service is applicable, and (ii) the market value
of your investment accounts (excluding individual stocks
and bonds) with CEFCU Financial Services, Inc.
(CFS) at the end of the last day of
that calendar month plus the insurance premiums paid
to CFS prorated monthly during the premium period
(excluding mechanical breakdown insurance).
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