At CEFCU^®, you can choose from three Visa credit cards – Platinum, Gold, or Classic I – AND enjoy the following:

Features

• No outrageous over-limit or late payment fees
• Competitive rates 
• No annual or transaction fees 
• No skyrocketing rates 
• Low monthly payment (3 percent of unpaid balance) 

Benefits

• Quality service – from real people!
• No-cost Single Credit Life Insurance (for the primary cardholder)* 
• Access to CEFCU accounts at Money Center 24^® and Cirrus^® ATMs** 
• Cash advances at Money Center 24^®, Cirrus^®, Visa, and NYCE ATMs** 
• Emergency card replacement^† 
• Visa Discounts for online shopping 
• Verified by Visa password protection for online shopping 
• No currency conversion fees for transactions performed internationally

*Eligible for insurance up to the Maximum Age for Insurance, 70 years old for Life Insurance and 66 years old for Disability Insurance. Insurance will stop when you reach that age.
**Using your Personal Identification Number (PIN).
^†Certain conditions may apply.

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