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Cash Management Tools

You’re juggling a business, employees’ schedules, deliveries, and so much more.

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Check out the Cash Management tools that work for your business.

CEFCU Check Capture footnote 1

You won’t have to deliver deposits anymore!

With secure remote deposit:

  • We provide the scanner.
  • You make deposits 24/7.
  • Deposits are credited the same business day. footnote 2

Check Capture FAQs

  • How much does CEFCU Check Capture cost?

    The initial cost is $350 (one-time licensing fee) and $35 per month per scanner/software installation. There is no charge for each scanned item or number of deposits. A three-year agreement is required with automatic renewal each year after.

More FAQs

ACH Services

You can transfer funds quick with this secure web-based service.

With ACH, you can securely handle:

  • Payroll deduction/direct deposit for employees
  • State and federal tax payments
  • Mandated child support payments
  • Electronic invoicing/debit
  • Payments to:
    • Corporate customers
    • Trading partners
    • Other company divisions

Sweep Services

You can earn dividends! Any amount above a target balance in your Business Checking automatically moves to an Insured Money Market Account (IMMA).

The great things about Sweep Services? You can:

  • Access funds quick and easy.
  • Earn great rates on excess operating cash.
  • Avoid brokerage fees with this automated cash management.
  • Have money transferred from the IMMA to cover checks.

Merchant Services

You can process credit sales for Visa® Credit Card, Mastercard®, American Express® Card, Discover® Card, and most debit cards.

Merchant Services mean you can:

  • Authorize checks electronically.
  • Access customer service for all card types 24/7, including holidays.
  • Receive funds within 48 hours.
  • Rent or purchase equipment for your terminal.

Night Deposits

In addition to these tools, you can use the night depository box available at most CEFCU Member Centers.

Features & Benefits

Online Banking

Check balances, transfer money, and more 24/7.

ATMs

Use over 30,000 fee-free ATMs.

Mobile App

Access your accounts with your smartphone or tablet.

eStatements

Go green and enjoy convenient, secure statement access

Overdraft Protection

Avoid merchant fees and declined transactions.

1. Eligibility requirements subject to approval. The initial cost is $350 (one-time licensing fee) and $35 per month per scanner/software installation. There is no charge for each scanned item or number of deposits. A three-year agreement is required with automatic renewal each year after. Minimum computer system requirements apply.

2. Same-day credit is given to all deposits made by 5 p.m. (CT) Monday to Friday and by 1 p.m. (CT) Saturdays.