Cash Management Tools

You’re juggling a business, employees’ schedules, deliveries, and so much more.

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Check out the Cash Management tools that work for your business.

CEFCU Check Capture*

You won’t have to deliver deposits anymore!

With secure remote deposit:

  • We provide the scanner.
  • You make deposits 24/7.
  • Deposits are credited the same business day.**

Check Capture FAQs

  • How much does CEFCU Check Capture cost?

    The initial cost is $350 (one-time licensing fee) and $35 per month per scanner/software installation. There is no charge for each scanned item or number of deposits. A three-year agreement is required with automatic renewal each year after.

More FAQs

ACH Services

You can transfer funds quick with this secure web-based service.

With ACH, you can securely handle:

  • Payroll deduction/direct deposit for employees
  • State and federal tax payments
  • Mandated child support payments
  • Electronic invoicing/debit
  • Payments to:
    • Corporate customers
    • Trading partners
    • Other company divisions

Sweep Services

You can earn dividends! Any amount above a target balance in your Business Checking automatically moves to an Insured Money Market Account (IMMA).

The great things about Sweep Services? You can:

  • Access funds quick and easy.
  • Earn great rates on excess operating cash.
  • Avoid brokerage fees with this automated cash management.
  • Have money transferred from the IMMA to cover checks.

Merchant Services

You can process credit sales for Visa® Credit Card, MasterCard®, American Express® Card, Discover® Card, and most debit cards.

Merchant Services mean you can:

  • Authorize checks electronically.
  • Access customer service for all card types 24/7, including holidays.
  • Receive funds within 48 hours.
  • Rent or purchase equipment for your terminal.

Night Deposits

In addition to these tools, you can use the night depository box available at most CEFCU Member Centers.

*Eligibility requirements subject to approval. The initial cost is $350 (one-time licensing fee) and $35 per month per scanner/software installation. There is no charge for each scanned item or number of deposits. A three-year agreement is required with automatic renewal each year after. Minimum computer system requirements apply.

**Same-day credit is given to all deposits made by 5 p.m. (CT) Monday to Friday and by 1 p.m. (CT) Saturdays.