Bank Wires

When you need to wire money, CEFCU can help.

Wire Money to CEFCU

To wire money from another institution to CEFCU,
provide the following information:

  • Complete Address
    Citizens Equity First Credit Union
    5401 W. Dirksen Parkway
    Peoria, IL 61607
  • Routing Number
    271183701
  • Beneficiary's CEFCU Account Number
  • Beneficiary Name & Complete Address

Wire Money from CEFCU

You can wire money from your CEFCU account by:

  • Member Center
    Visit a CEFCU Member Center and request a bank wire form, which you will need to complete and sign.

Please contact CEFCU if you have questions about domestic or international bank wires.

International Wire to CEFCU

International incoming Bank Wires to CEFCU should be sent to and include the following information.

Field Details
Swift Code CHASUS33
Beneficiary Bank JP Morgan Chase270 Park Ave.
New York, NY
Beneficiary Citizens Equity First Credit Union
(Do not use CEFCU.)
Beneficiary Routing # 271183701
Beneficiary Account # 5330071003
Further credit to Member Name
Member CEFCU Account Number

Fees and Deadlines

The fee for a domestic bank wire is $25; it is $50 for an international bank wire.

Wire Type Value Deadline
Personal More than $50,000 11:30 a.m. CT
Personal International Foreign currency less than $50,000 12:30 p.m. CT
Personal International U.S. dollars less than $50,000 1:30 p.m. CT
Personal Domestic Less than $50,000 1:30 p.m. CT
Business   11:30 a.m. CT
All times are Central Time (CT) and exclude Saturday, Sunday, and holidays. All wire requests received after cut-off times are sent the next business day.

Please contact CEFCU if you have questions about domestic or international bank wires.

Wire Fraud

As wire transfer fraud continues to increase, CEFCU makes every effort to verify members' identities when wire transfers are requested.

There are a number of types of wire transfer fraud, but one of the most common is the overpayment scam, also known as the Nigerian scam. The overpayment scam involves someone answering an ad you placed, then sending a check for more than the purchase price and asking you to wire the difference. The check is fake, and you end up losing the money plus any fees for the bad check.

Protection Tips

Never:
  • Wire money unless you know the individual or business is reputable.
  • Give your account information to someone you don't know.
  • Respond to unsolicited email job offers or business opportunities.
  • Agree to deposit a check from someone you don't know, then wire back money.
  • Wire money to strangers, including:
    • A seller who requests a wire transfer payment.
    • An online love interest who asks for money.
    • A person advertising an apartment or vacation rental online.
    • A new employer or for a new online job.
    • Someone who claims to be a relative or friend in dire straits – often in a foreign jail or hospital.

Contact CEFCU if you have questions or concerns about fraudulent activity. Visit the Federal Trade Commission (FTC) Money Matters website for more information about wire transfer scams.