- Develop healthy financial habits.
- Try a variety of accounts.
- Learn how to handle money.
- Plan to save.
Like our other accounts, CEFCU Youth Accounts are all about service, better rates, and fewer fees. CEFCU members of all ages also have access to the Learning Center and the BALANCE Financial Fitness Program. These resources include online tutorials, newsletters, and counseling.
The Stepping Stone Program:
- Focuses on members age 3-12.
- Helps build the habit of saving.
- Allows kids to open a Savings account.
- Lets kids save with a My Save Certificate.
To encourage savings, kids can select a free gift from the Member Center Treasure Chest every time they make a deposit.
As an educational tool, CEFCU sponsors 5-Spot, a website designed just for kids. This site helps kids learn more about finances with games, stories, and calculators. Plus, you can download the 5-Spot newsletter (PDF, 295 KB) for more stories, games, and cartoons.
Developed for teens 13-15, the Milestone Program allows them to:
- Grow their Savings account.
- Open a Checking account.
- Start to use an ATM card.
- Set up a My Use Savings account for specific goals.
- Get on the savings track with a My Save Certificate.
In addition, teens can use any Web-enabled cell phone to find ATMs, Member Center hours, and more at CEFCU Mobile.
As an educational tool, CEFCU sponsors AJ's, a website that offers games, stories, calculators, a glossary, and more to help teens understand money and goals. For more information, games, and cartoons, download AJ's newsletter (PDF, 225 KB).
When it comes to setting large financial goals — like saving for college — young adults can benefit from the Capstone Program.
This program allows them access to:
- Savings account
- Checking account
- My Use Savings account
- My Save Certificate
- Online Services
- Convenience Services
- CEFCU Mobile
- CEFCU Debit Card for ATM access.
High school students can develop better money skills with the help of C-Note, an educational tool sponsored by CEFCU. They'll find a wide variety of resources — including calculators, stories, videos, games, and blogs — all to help them prepare for the future. Teens also can download the latest issue of the C-Note newsletter (PDF, 446 KB).