It's easy to join.

Online New Account Opening is available;
however, you may experience problems retrieving saved applications.

There are just two steps, which should take about 10 minutes. You will need the following:

  • A valid government-issued photo I.D., such as a driver's license or state-issued I.D. card
  • Your current street address
  • Previous home address if you’ve lived at your current address less than two years
  • Your Social Security number
  • Date of birth

Check My Eligibility Get Started

In some cases, we may not be able to open your account online — but we can still help. Special account types including Health Savings Accounts, Business Accounts, IRAs and Education Savings accounts, trust accounts, etc., require additional personal handling, so contact CEFCU to get started. Also, if you do not have the information listed above, please contact CEFCU for personal service.

A parent/legal guardian is required as a joint member for accounts opened by someone younger than 16. Identity will need to be verified on the adult and child. A driver's license or state ID card is preferable, or an unexpired student ID card and Social Security card may be used. For more information, contact CEFCU.

Expand My Membership…

Members can easily add to their membership from Services within CEFCU On-Line®.

Add an Account or Service

Finish Application…

Whether you've joined CEFCU or plan to join, access previously saved applications for your convenience.

Complete An Application