CEFCU is a member-owned Credit Union where borrowers help savers and savers help borrowers.
Online New Account Opening is available;
however, you may
experience problems retrieving saved applications.
What would you like to do?
Open a Personal Account…
Our mission is to provide quality service and products to improve the financial well-being of our members.Open a Personal Account
Open a Business Account…
CEFCU offers a wide variety of products and services for our business members.
Expand My Membership…
Members can easily add to their membership from Services within CEFCU
Whether you've joined CEFCU or plan to join, access previously saved applications for your convenience.Complete An Application
A parent/legal guardian is required as a joint member for accounts opened by someone younger than 16. Identity will need to be verified on the adult and child. A driver's license or state ID card is preferable, or an unexpired student ID card and Social Security card may be used. For more information, contact CEFCU.
Answers to Common Questions
What is a Credit Union?
A Credit Union is a not-for-profit financial cooperative owned by every member who borrows and saves here. Credit Unions are different than banks, which are owned by stockholders and ultimately exist to maximize profits for their investors, who may not even be customers of the bank.
How is CEFCU Different?
CEFCU members enjoy
quality member service through higher savings dividends, lower loan rates, and fewer fees. Helping people is what CEFCU is all about,
and we strive to provide member/owners the resources and knowledge to become financially self-sufficient and successful.
*Consumers must meet eligibility requirements to qualify for Credit Union membership. Eligibility is the first step of the New Account Opening process.