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Sandra Alcaraz

Sandra Alcaraz

Sandra Alcaraz
Home Loan Originator

  • NMLS #: 1762319
  • Office: 408.955.1383
  • Fax: 408.535.2203
  • Email:
    Please be aware email is not a secure method of communication. Do not use email to send us confidential or sensitive information such as passwords, account numbers or social security numbers. If you need to provide this type of information, contact us by phone, fax or regular mail.
  • 2980 East Capitol Expressway
    Suite 90
    San Jose, CA 95148
  • Business Hours: 10:00 a.m. - 6:00 p.m.

I will always go the extra mile so the member is happy.

Sandra goes above and beyond for members. “I have set up appointments for members on weekends. I have picked up documents from them if they were not able to leave work. I will do additional research for them.”

Members really appreciate Sandra going out of her way to help them. They say the Home Loan process is seamless, effortless, and the easiest loan ever with Sandra.

Before working at CEFCU, Sandra worked with a mortgage broker, so she learned about the different types of lenders and borrowers. “That was great experience,” she says. It helps her know how to work with all types of borrowers ? from those with less than perfect credit to A+ credit.

Her patience helps her work with people, listen to their issues and goals, and help them even when they don’t have any established credit. “I help people looking to better their financial situation.”

Apply with Sandra today!


  • Is fluent in Spanish.
  • Has an extensive background in mortgages.

Sandra’s goal…

Making the whole process easy, seamless, and effortless for members.

Sandra can help you with…

  • Loan types
  • Closing Costs
  • Smart Lock
  • Home Loan process
  • Applying online
  • First-time home buying

Special Offers

Ask me how you can save on Closing Costs!