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Tammy Rakestraw

Tammy Rakestraw

Tammy Rakestraw
Home Loan Originator

  • NMLS #: 646245
  • Office: 309.633.7316
  • Fax: 309.633.7333
  • Email:
    Please be aware email is not a secure method of communication. Do not use email to send us confidential or sensitive information such as passwords, account numbers or social security numbers. If you need to provide this type of information, contact us by phone, fax or regular mail.
  • 501 Richland St.
    East Peoria, IL 61611
  • Business Hours: 8:30 a.m. - 5:00 p.m.

Meet the Queen of the Downpayment Plus® Grants.

When it comes to buying a home, Tammy loves letting people know all about the free money that’s available. It’s how she became known as the Queen of the Downpayment Plus Grants.

It’s not just the free money that keeps members coming back to CEFCU and Tammy. “We have many benefits that set us apart from our competitors,” including:

  • Servicing mortgages the entire term of the loan.
  • Covering closing fees for qualified first-time home buyers.
  • Allowing members to lock an interest rate while they shop for a home.

Tammy tries to make the process easier, helping members gather the information they need; and she uses her CEFCU and Mortgage experience to answer their questions. Members say she’s been great to work with, making the Home Loan the easiest part of buying a home.

Apply with Tammy today!


  • Has been with CEFCU more than 30 years.
  • Keeps in touch with members… even after the loan closes.
  • Is available for members on their schedules.

Tammy’s goal…

To help you through the entire Home Loan process from the start ? even attending the closing with you.

Tammy can help you with…

  • Closing costs
  • Applying online
  • The Home Loan process
  • Locking your rate

Special Offers

Ask me about down payment options!