Financial Basics

Get your finances in shape with the BALANCE Financial Fitness Program.

To access the programs, register with your name and email address and set up a password.


Use the BALANCE Resources to find information on financial life stages.


Free one-on-one counseling sessions include:

  • Developing financial plans.
  • Getting out of debt.
  • Understanding your credit report.
  • Buying a home.
  • Planning for the future.

CEFCU covers all fees. Just call 1.888.456.2227 and identify yourself as a CEFCU member.

Road to Recovery

Take a step toward financial stability with the help of these tools.

Checking Tutorials
To log in to BalanceTrack, you will need to register with your name, email address, and a password. After registering, you will receive an email from BALANCE, which will ask you to confirm your registration. Once you have confirmed, you can start the tutorials.

Interactive Coaches


Visit the BALANCE Web site.

Contact CEFCU

Financial Education

Find money resources for every stage of your life.

Money Resources

What’s a FICO score?

Learn more about your FICO and how to improve it.

Improve Your FICO