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Membership Eligibility

You are eligible to join CEFCU if you meet any of these qualifications. You:

  • Live or work in Fulton, Knox, Livingston, Logan, McLean, Macon, Marshall, Mason, Peoria, Putnam, Sangamon, Stark, Tazewell, or Woodford counties in Illinois.
  • Live, work, or worship in Alameda, Contra Costa, or Santa Clara counties in California.
  • Are an employee or retiree of Caterpillar Inc., Caterpillar subsidiaries, or Caterpillar dealerships.
  • Are an employee or retiree of CEFCU's partner companies.
  • Are an immediate family member of someone who is eligible to join the Credit Union.*
  • Are a member of a household that includes someone who is eligible to join the Credit Union.**
  • Are the spouse of a member who has passed away.
  • Are a CEFCU employee or retiree.


*Immediate family members include relatives by blood or marriage or foster and adopted children of credit union members.
**A household is defined as people living in the same residence maintaining a single economic unit.
†If the surviving spouse establishes membership within six months of the member's death.