Account Access

Access your accounts free at ATMs and Shared Branches nationwide.

CO-OP ATM Network

In addition to CEFCU Money Center 24® ATMs, CEFCU Debit cardholders can use nearly 30,000 free CO-OP ATMs to access your accounts for:

  • Withdrawals
  • Transfers
  • Balance inquiries
  • And more!

The CO-OP ATM Network is the largest credit-union-only ATM network in the country. With this cooperative effort among credit unions, our Debit cardholders can enjoy surcharge-free access to accounts at ATMs throughout the United States and Canada. More than 9,000 of the CO-OP ATMs even accept deposits.

For more information on CO-OP ATMs, contact CEFCU or find a location near you.

CO-OP ATM Network

CEFCU members can use a nationwide network of Shared Branches, and that allows you access to personal service at more than 4,600 select locations throughout the country.

Whether you are traveling, moving, going to college, or just not close to a CEFCU Member Center, stop by a Shared Branch location. You can make deposits, withdrawals, and loan payments (except credit card payments), and complete other transactions at Shared Branches.

To access your CEFCU account at a Shared Branch location, let the staff know you are a CEFCU member and provide:

  • A valid government-issued photo ID.
  • Your CEFCU Savings account number(s) (without the 000 suffix).
  • The last four digits of your Social Security number.

For more information on Shared Branches, contact CEFCU or find a location near you.