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Certificates

Start big and earn great rates with a Certificate or Jumbo Certificate or start small and keep growing with a My Save Certificate®.

For a limited time, open a CEFCU Certificate and you can earn 1.8% APY* for 18 months!

Open an account today, or call 1.800.542.3328 to get started.

*Annual percentage yield accurate as of 7/25/18, with a $1,000 minimum deposit. A penalty may be imposed for early withdrawal. Other rates and terms available. Rates not available on IRA Certificates. Jumbo Certificates will not earn a higher APY. See CEFCU Certificate Accounts Rate Schedule for full details. Not available for institutional money or public funds.

Which is right for you?

Check Rates

Certificates are Federally Insured up to $250,000 by the National Credit Union Administration (NCUA). This is in conjunction with the federal insurance on your other CEFCU accounts.

 Open a Certificate!