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Certificates

Grow your money your way & worry free.

Certificates have great benefits:

  • Earn more than a traditional Savings account
  • Lock-in your rate & get predictable dividends
  • Keep funds secure, safe, & backed by the NCUA Footnote 1

Set short- or long-term goals with Certificate terms ranging from 3 months–5 years.

Certificates

$1,000 min deposit

Terms
3 mos.–5 yrs.

See current rates

Jumbo Certificates

$100,000 min deposit

Terms
3 mos.–5 yrs.

See current rates

My Save Certificate®

$5 min deposit

Terms
12 mos.

Make multiple deposits

older man easily managing his certificate on his phone

Manage your Certificate with CEFCU On-Line® & Mobile Banking:

  • Open new CDs
  • Set up future maturity instructions
    • Select new terms
    • Partial & full withdrawal
    • Add money
  • View beneficiaries
  • Change where dividends post

1. Certificates are Federally Insured up to $250,000 by the National Credit Union Administration (NCUA). This is in conjunction with the federal insurance on your other CEFCU accounts.

Features & Benefits

Online Banking

Check balances, transfer money, and more 24/7.

Mobile App

Access your accounts with your smartphone or tablet.

eStatements

Go green and enjoy convenient, secure statement access

Direct Deposit

Save time and enjoy faster access to your money