Skip to main content.
Link to CEFCU Home Page

If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 1.800.633.7077.

Visit our accessibility help page.

Certificates

For a limited time, special 13-month Certificate rate!

5.00% APY footnote 1

for a 13-month CEFCU Certificate.
Open your Certificate at a Member Center near you or by calling 1.800.633.7077. 
This special Certificate cannot be opened online.

Start big and earn great rates with a Certificate or Jumbo Certificate or start small and keep growing with a My Save Certificate®.

Which is right for you?

Check Rates

Certificates are Federally Insured up to $250,000 by the National Credit Union Administration (NCUA). This is in conjunction with the federal insurance on your other CEFCU accounts.

 Open a Certificate!

Features & Benefits

Online Banking

Check balances, transfer money, and more 24/7.

Mobile App

Access your accounts with your smartphone or tablet.

eStatements

Go green and enjoy convenient, secure statement access

Direct Deposit

Save time and enjoy faster access to your money

1. Promotion valid through 3/21/2024. Annual percentage yield accurate as of 3/9/2024, with a $1,000 minimum deposit. A penalty for early withdrawals applies. See CEFCU’s Rate Schedule for penalty information. Other rates and terms available. Promotional rate not available on IRA Certificates. Jumbo Certificates will not earn a higher APY. See CEFCU Certificate Accounts Rate Schedule and HSA Certificate Account Rate Schedule for full details. Not available for institutional money or public funds.