Apply for a CEFCU Mastercard Credit Card and save!* New Credit Card accounts opened** between 1/1/17 and 3/31/17 can take advantage of special rates.

The Nicest Card You'll Ever Carry® delivers benefits like fuel rewards, travel perks, mobile payments, and so much more. Visit the Credit Card page to learn more.


*You will lose your grace period on Purchases, i.e. – interest will be charged on Purchases made on your account unless you pay your entire statement balance, in full, including any introductory balance transfers posted to your account, by the payment due date each month. We may end your introductory APRs and apply the Penalty APR if you make a late payment.

**The term “account(s) opened” means the date that the account is entered on our processor’s systems, which typically is one to two business days after we receive your signed application.

†You must be a CEFCU member in good standing. Rates are based on the individual applicant’s creditworthiness. Introductory Purchase rate will apply on purchases for 12 months from the date the account opened. Introductory Balance Transfer rate will apply for 12 months from the date of the balance transfer, for transfers completed during the first 90 days after the account opened. The total amount of Balance Transfers and the outstanding balance on your account, including fees and interest charges, cannot exceed your available credit limit. After the introductory period ends, a variable APR of 8.75% to 18.25% (Non-Rewards) or 9.75% to 19.25% (Rewards and World), depending on your creditworthiness will apply on purchases and balance transfers. These APRs were in effect as of 12/1/16. Contact CEFCU for full details.

2.99% to 12.49% INTRO APR
on Purchases and Balance Transfers†
Already have a CEFCU Mastercard Credit Card? Enjoy a special Balance Transfer Offer for Balance Transfers before March 31, 2017. Stop in or call 1.800.542.3328 for full details!

*You will lose your grace period on Purchases, i.e. – interest will be charged on Purchases made on your account unless you pay your entire statement balance, in full, including any introductory balance transfers posted to your account, by the payment due date each month. We may end your introductory APRs and apply the Penalty APR if you make a late payment.

**The term “account(s) opened” means the date that the account is entered on our processor’s systems, which typically is one to two business days after we receive your signed application.

†You must be a CEFCU member in good standing. Rates are based on the individual applicant’s creditworthiness. Introductory Purchase rate will apply on purchases for 12 months from the date the account opened. Introductory Balance Transfer rate will apply for 12 months from the date of the balance transfer, for transfers completed during the first 90 days after the account opened. The total amount of Balance Transfers and the outstanding balance on your account, including fees and interest charges, cannot exceed your available credit limit. After the introductory period ends, a variable APR of 8.75% to 18.25% (Non-Rewards) or 9.75% to 19.25% (Rewards and World), depending on your creditworthiness will apply on purchases and balance transfers. These APRs were in effect as of 12/1/16. Contact CEFCU for full details.