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Insured Money Market Account

Do you want great rates and easy access to your money footnote 1? Check out the CEFCU® Insured Money Market Account (IMMA) — where access and growth are both possible.

We understand the importance of keeping your hard-earned savings at hand while still seeking competitive returns.

Experience the convenience of:

  • Check writing
  • Access to over 30,000 fee-free ATMs
  • CEFCU On-Line and Mobile Banking
  • Direct Deposit

Plus — with our IMMA you can enjoy peace of mind knowing that your funds are backed by the strength and stability of being federally insured by the National Credit Union Administration (NCUA). Start growing your savings with as little as $2,500 today and discover the many benefits of our Insured Money Market Account.

Insured Money Market Accounts (IMMA) are calculated using a tiered-rate system, based on the following balances, to help you earn even more:

Tier 1 rate: $2,500 to $24,999.99

Tier 2 rate: $25,000 to $49,999.99

Tier 3 rate: $50,000 to $99,999.99

Tier 4 rate: $100,000 or more

Open an Account Check Rates

Features & Benefits

Online Banking

Check balances, transfer money, and more 24/7.


Go green and enjoy convenient, secure statement access.


Use over 30,000 fee-free ATMs.

Mobile App

Access your accounts with your smartphone or tablet.

1. There is a $200 minimum on withdrawals to avoid a fee.