If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 1.800.633.7077.
Student Loans
To even better serve you for your college financing needs, we're improving our Student Loan/Consolidation Student Loan application experience. In the meantime, you can sign up to receive a notification when our new system is ready.
Financial aid can be stressful, but CEFCU has the tools to help.
- If you have questions about CEFCU Private and/or Consolidation Student Loans or our new loan experience, give us a call at 309.633.3474 or 1.800.633.7077, ext. 33474.
- If you have more general questions, like how to fill out your FAFSA, federal student loan options, financial aid, etc., we’ve got resources to help for that, too! Just visit cefcu.studentchoice.org to access FAQs, view webinars, or even schedule a phone consultation.
Then, look to CEFCU to help you bridge the gap in your college expenses! Choose an option that's right for you:
Private Student Loans
Choose a Private Student Loan if you’re in school at least half-time at an accredited college or university. You must be over 18 and a U.S. citizen, permanent resident, or eligible non-citizen.2
Consolidation Student Loans
Consider this option if you're a college grad who wants to combine federal and/or private student loans into one convenient payment. You must be over 18 and a U.S. citizen, permanent resident, or eligible non-citizen.2
Timelines
Private Student Loans
- Apply & Submit
Preliminary Credit Decision In 1 Day4 - Evaluate Borrower's Credit
Up to 4 Business Days - School Enrollment Certification
Dependent on School's Response - Loan Acceptance
Up to 6 Business Days - Loan Funding
Up to 7 Business Days
Consolidation Student Loans
- Apply & Submit
Preliminary Credit Decision In 1 Day4 - Evaluate Borrower's Credit
Up to 4 Business Days - Loan Acceptance
Up to 6 Business Days - Loan Funding
Up to 7 Business Days