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Savings
Earn great rates and have easy access to the money in your account.
- Dividends are calculated daily, paid monthly.
- You can make unlimited deposits and withdrawals.
- Funds are available at free ATMs, Member Centers, and Shared Branches.
Certificates
Choose the term, then earn competitive rates on deposits.
- Terms range from three months to five years.
- Dividends post to Certificate or another CEFCU account, or you can have a check mailed to you.
- Certificates have seven-day grace period with automatic renewal.
- You only need $1,000 to open an account.
Insured Money Market Account
Earn competitive rates on IMMAs and have access to funds.
- Minimum balance is just $2,500.
- You can write checks on your deposits.footnote 1
Find out more about Savings options. They’re federally insured by NCUA.