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Business Savings

It’s good business to have a cushion, and our Savings options are a great way to earn dividends on the money you save for your business.

Open a Savings account, then choose from other Business Account options, like a Business Loan or Business Checking account, that work for you and your business.


Earn great rates and have easy access to the money in your account.

  • Open a Savings with just $5.
  • Dividends are calculated daily, paid monthly.
  • You can make unlimited deposits and withdrawals.
  • Access your funds at any Member Center, Co-op® Shared Branches, or at free CEFCU ATMs with a Business Debit Mastercard® footnote 1.


Choose the term, then earn competitive rates on deposits.

  • Terms range from three months to five years.
  • Dividends post to Certificate or another CEFCU account, or you can have a check mailed to you.
  • Certificates have seven-day grace period with automatic renewal.
  • You only need $1,000 to open an account.

Insured Money Market Account

Earn competitive rates on Insured Money Market Accounts (IMMAs) and have access to funds.

  • Minimum balance is just $2,500.
  • You can write checks on your deposits.footnote 2


Manage your accounts on your time.

  • Keep track of transactions with CEFCU On-Line & Mobile Banking.
  • Use your CEFCU Business Debit Card to access your funds at any CEFCU ATM.
  • Easy Electronic Payment Services with Same-Day ACH.
  • Convenient payment processing services to make things simple and secure.

 Find out more about Savings options. They’re federally insured by NCUA.

Features & Benefits


Use over 30,000 fee-free ATMs.

Mobile App

Access your accounts with your smartphone or tablet.


Go green and enjoy convenient, secure statement access.

Online Banking

Check balances, transfer money, and more 24/7.

1. Subject to approval. Contact a Business Services Representative for more information.

2. There is a $200 minimum on withdrawals to avoid a fee.