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Debit Card

Enjoy purchasing power, added cardholder benefits, Footnote 1 and access to over 30,000 ATMs nationwide.

It’s Your So Much More Card.


Secure Shopping


Convenience & Savings

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San Jose University Debit Card

Show your Spartan pride!

Carry a San Jose State University (SJSU) CEFCU Debit Mastercard! Apply online for your SJSU CEFCU Debit Mastercard.

World Debit Mastercard

At each Debit Mastercard expiration date, we will evaluate card usage and account standing to see if you are eligible for the upgrade to a World Debit Mastercard.

Features & Benefits

Overdraft Protection

Avoid merchant fees and declined transactions.

Zero Liability

Pay only for purchases you authorized.*


Use over 30,000 fee-free ATMs.

ID Theft Resolution

Free protection for your identity.*

Digital Wallets

Shop and pay the quick and secure way with digital wallets.

Card Alerts

Use card alerts to monitor your card activity.

Mastercard SecureCode

Protect yourself online at participating merchants.

Zero Liability
Pay only for purchases which you have authorized on your Mastercard card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Get Details .

1. For complete details, see the CEFCU Debit Mastercard Guide to Benefits or CEFCU World Debit Mastercard Guide to Benefits.

2. Use your CEFCU Debit Mastercard anywhere the Mastercard, Cirrus®, or Maestro® acceptance marks are displayed. There is a $1.50 service charge for each transaction initiated at an ATM other than a CEFCU or Co-op ATM. In such cases, the ATM owner may also charge you a usage or surcharge fee. ATM cash withdrawals, purchases with your PIN, and signature purchases with your Debit Card are subject to daily limits.

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