Business Credit Card

MasterRental Car Rental Collision Damage Waiver Insurance: Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible Business Credit Mastercard is used to initiate and pay for the entire rental transaction. ^{footnote 1}

Purchase Assurance: Provides coverage for most items you purchase with your eligible Business Credit Mastercard if the item is damaged or stolen within 90 days of the date of purchase. ^{footnote 1}

Zero Liability: Pay only for purchases which you have authorized on your Business Credit Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Get Details .

1. Certain conditions, restrictions, and exclusions apply. Full details are available or contact us for more information. Please review the Mastercard Small Business Guide to Benefits, provided at issuance, for full details.

2. Select transactions -- such as cash advances, balance transfers, and insurance charges posted to the account -- are excluded from earning points. Points can be redeemed as a cash credit to your CEFCU Business Savings account with a minimum 2,500 point redemption. Points earned prior to May 3, 2022, are redeemable at 0.625% and points earned on or after May 3, 2022, are redeemable at 1.5%. Points cannot be transferred from the CEFCU Business Credit Mastercard program to a CEFCU Mastercard program and must be used before the Rewards Card is closed. Points can exist on an account for up to five calendar years and will start to expire at the end of the fifth calendar year. Rewards points earned on Rewards Credit Cards are administered by CURewards (the Program) on behalf of CEFCU and are NOT: a deposit; obligations of CEFCU, the National Credit Union Administration (NCUA), or any affiliated entity; insured by the National Credit Union Share Insurance Fund. Accounts must be open and in good standing (not canceled or terminated by either party, not delinquent, over limit, or otherwise not available to use for charges) at time of redemption. Rewards are not available when a cardholder is in default under the card agreement. Complete program details are available in the Business Credit Mastercard Guide. 

3. The 25-day grace period on the CEFCU Business Credit Mastercard is only effective when previous balance is paid in full within the first 25 days of the billing cycle. Payments made by 5 p.m. Monday through Friday are available next business day. Payments made after 5 p.m. and on weekends are available in two business days. Automatic transfers and payroll allocations are considered made after 5 p.m. There is no grace period for cash advances.