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Electronic Payment Services

You’re a business owner — you have a lot going on. Make life easier with CEFCU Business Electronic Payment Services.

With Business Electronic Payment Services, you can set up:

  • Employer HSA Contributions
  • Direct Deposit of Payroll
  • Pass-Thru Payroll
  • Vendor Payments/Invoicing
  • Tax Payments
  • Collections
  • Same-Day ACH Origination
  • Child Support Payments
  • ACH Origination through Subsidiaries

Same-Day Payments

Your business can benefit from same-day electronic services.

  • Late payroll
    Use Same-Day ACH if a payroll deadline gets missed. Just submit a payroll file in the morning so funds can be available to employees later that day.
  • Paying hourly and/or temporary employees
    Cut down on the time between when hours are reported and payroll is received. With Same-Day ACH, payroll files can be submitted and available to employees the same day.
  • Separation pay
    Pay employees the same day they are terminated. You won’t have to write a check or use cash.

Same-Day Transfer Setup

If you’re already using our payment and transfer services, just call 1.800.633.7077, ext. 33490 or 309.633.3490 to set up a transfer today.

Don’t use our payment and transfer services yet? Call 1.800.633.7077, ext. 37065 or 309.633.7065 to sign up for these convenient services, including same-day payments.

Cut-off time: Call us by noon (CT) in order to meet the federal processing deadline.

Affordable Tool

Same-Day ACH is affordable, too!

Fee: Just $0.25 per transaction — only $0.10 more than traditional ACH transactions.

Minimum: $10/file

Helpful Links

Online Banking

Check balances, transfer money, and more 24/7.


Go green and enjoy convenient, secure statement access.

Debit Card

Get cash and make purchases worldwide.

Overdraft Protection

Avoid merchant fees and declined transactions.


Use over 30,000 fee-free ATMs.

Mobile App

Access your accounts with your smartphone or tablet.

Payments Tutorial

Get information on setting up and managing your account.