ATMs & Shared Branches

CEFCU members have free access to more than 30,000 surcharge-free ATMs.

That’s a bigger network than two mega-banks, combined.* 

Plus you can enjoy face-to-face transactions at our Member Centers and nationwide through 5,200 shared Credit Union branches.

Features & Benefits

Online Banking

Check balances, transfer money, and more 24/7.

Shared Branches

Complete transactions at 5,200 locations.

Debit Card

Access ATMs and make purchases worldwide.

Security

Be safe at ATMs — we can help.

Overdraft Protection

Avoid merchant fees and declined transactions.

Direct Deposit

Save time and enjoy faster access to your money.

There is a $1 fee for each ATM transaction on non-Money Center 24® and non-CO-OP ATMs. ATM owners also may charge a fee. Withdrawals and Debit Card purchases are subject to daily limits.

*Based on 2015 information, top 10 U.S. biggest banks Wells-Fargo and PNC have fewer than 22,000 ATMs combined.

**At select locations. Follow on-screen instructions to complete transactions.