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ATMs & Shared Branches

CEFCU members have free access to nearly 30,000 fee-free ATMs.

That’s a bigger network than two mega-banks, combined.*  Plus, it helps CEFCU members annually save over $1 million in ATM fees.

You can also enjoy face-to-face transactions at our Member Centers and nationwide through 5,200 shared Credit Union branches.

Money Center 24® ATMs are being upgraded!

Upgrades include increased account access, new touch screens and card readers, and more. Check out these upgrades and more by viewing ATM tutorials.

Look for these logos:

Not a CEFCU member? Get access to more than 30,000 fee-free ATMs.

Features & Benefits

Online Banking

Check balances, transfer money, and more 24/7.

Shared Branches

Complete transactions at 5,200 locations.

Debit Card

Access ATMs and make purchases worldwide.


Be safe at ATMs — we can help.

Overdraft Protection

Avoid merchant fees and declined transactions.

Direct Deposit

Save time and enjoy faster access to your money.

There is a $1 fee for each ATM transaction on non-Money Center 24® and non-CO-OP ATMs. ATM owners also may charge a fee. Withdrawals and Debit Card purchases are subject to daily limits.

*Based on 2017 information, top 10 U.S. biggest banks Wells-Fargo and PNC have fewer than 22,000 ATMs combined.

**At select locations. Follow on-screen instructions to complete transactions.