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ATMs & Shared Branches

CEFCU members have free access to over 30,000 fee-free ATMs.

That helps CEFCU members annually save over $1 million in ATM fees.

You can also enjoy face-to-face transactions at our Member Centers and nationwide through more than 5,000 shared Credit Union branches.

Look for these logos:

Not a CEFCU member? Get access to over 30,000 fee-free ATMs.

View transaction options by visiting ATM tutorials.

Features & Benefits

Online Banking

Check balances, transfer money, and more 24/7.

Shared Branches

Complete transactions at more than 5,000 locations.

Debit Card

Access ATMs and make purchases worldwide.


Be safe at ATMs — we can help.

Overdraft Protection

Avoid merchant fees and declined transactions.

Direct Deposit

Save time and enjoy faster access to your money.

There is a $1.50 fee for each ATM transaction on non-CEFCU and non-Co-op® ATMs. ATM owners also may charge a fee. Withdrawals and Debit Card purchases are subject to daily limits.

1. At select locations. Follow on-screen instructions to complete transactions.