Mastercard® Rewards Program

You’ll earn Rewards Points for every qualifying purchase you make with your CEFCU Rewards or World Credit Mastercard. Then, redeem your points for Gift Cards, travel, and merchandise.

A "qualifying purchase" includes dollars spent on net sales transactions, less any return balances. Balance transfers, cash advances and other select transactions do not earn Rewards Points.

Redeem for CEFCU Gift Cards here. For merchandise and travel, visit your CEFCU On-Line account. Or, call a Rewards Travel Specialist at 1.866.597.1575.

No.

There’s no limit to how many Rewards Points you can earn.

Unfortunately, no. However, you may choose to use a single credit card account with more than one authorized cardholder.

Your point balance is reflected on your monthly statement. It is also available by logging on to your CEFCU online account or by contacting CEFCU.

Points remain on your account for up to five calendar years before they expire. When you redeem Rewards Points, CEFCU automatically deducts your “oldest” points first.

Merchandise Rewards start at just 2,500 points.

Travel fares and fees vary, and taxes or additional fees may apply under certain circumstances, such as if you request a paper ticket for airline travel. If this happens, a Rewards Travel Specialist will let you know at the time of redemption.

Yes. As a cardholder, you may purchase tickets in someone else’s name, if you choose.

No. To redeem your Rewards Points for travel, please call a Rewards Travel Specialist at 1.866.597.1575 or visit the Rewards section, under Credit Card Management, in your CEFCU On-Line account.

Yes! To do this:

1. Call our travel partner at 1.866.597.1575 (this number can’t be used to redeem Rewards Points on travel).
2. Reserve your travel and pay using your CEFCU Rewards Credit Mastercard.

No. Points may only be redeemed at the time of purchase.

Maybe. Talk to a Rewards Travel Specialist at 1.866.597.1575.

Yes. Our Rewards Travel partner can help you book additional, paid tickets, but fees may apply.

All U.S. airlines and many international carriers are available. Talk to a Rewards Travel Specialist for details at 1.866.597.1575.

No. Points cannot be redeemed for a voucher toward future airline travel.

No. Each airline or flight may have different limits. Rewards Travel Specialists will do their best to find a rewards ticket for you; however, we cannot guarantee availability in every case, even if seats appear on another website. Contact a Rewards Travel Specialist at 1.866.597.1575 or visit your CEFCU On-Line account.

Marriott, Hyatt, and Ritz Carlton.

Alamo, Hertz, and National.

Car rentals paid for with Rewards do not include taxes, surcharges, or optional items.

Points are redeemed for a car rental certificate you can use at the time of rental. Please allow ten business days for processing and delivery of your car rental certificate(s). Talk to a Travel Rewards specialist for details at 1.866.597.1575.

No. Once redeemed, Rewards Points cannot be reinstated to your account.  You may be able to use a car rental certificate at a later date, subject to the date it expires.

Rewards merchandise generally arrives within four to six weeks after you place your order. Larger items may take a few weeks longer.

Gift Cards are normally delivered in two to four weeks. They cannot be sent to a Post Office box.

There’s just a $5 inactivity fee beginning the 13th month after 12 consecutive months of inactivity.

Be sure you register your CEFCU Mastercard Gift Card when you receive it.

If your registered Gift Card is lost or stolen or has been used for unauthorized transactions, immediately call 1.866.902.6082.

Your credit card account must be current and in good standing at the time you redeem your Rewards Points.  Once you bring your account back up to date, you’ll be able to redeem your Points.

Yes, if the joint cardholder has their own CEFCU On-Line login, they are able to redeem Rewards Points.