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Balance Transfer Calculator

While a competitor's 0% Balance Transfer offer may sound enticing, over time a CEFCU Credit Card can often be a better and less expensive choice.

To see how much you might pay when considering a CEFCU Credit Card vs. a competitor, use the calculator below to estimate your costs.

Minimum balance transfer amount: $1,000

You would save a total of $ over 3 years! That's roughly cups of Coffee!


*Typical competitor promotional offer includes a 3-5% balance transfer fee and standard go-to rate of 19.59% (average minimum competitor APR as of 12/2022). Competitor comparison is based off a 3% balance transfer fee and a standard go-to rate of 19.59%.

When you're shopping for a new credit card, be sure to read the fine print and look for things like the rates you'll pay after the promo rate ends, balance transfer fees, as well as annual fees.

*Example is for illustration only, based on rate comparisons as of 12/22. CEFCU Introductory APR offer available for new accounts opened through 12/31/2023.