Electronic Transfers

Electronic deposits (also known as Automated Clearing House or ACH transactions) can be sent to your CEFCU Checking, Savings, My Use, Santa Saver, Insured Money Market (IMMA), and My Save Certificate accounts.  You can also authorize CEFCU to use an ACH transaction to retrieve funds electronically from your accounts at other financial institutions, and then deposit the funds to your CEFCU Checking or Savings account, or apply them as a payment to your CEFCU installment loan.

When you set up a recurring or Automatic Payment/Direct Deposit transaction, be sure to use the complete, correctly formatted account number. For ACH transactions, you also will need CEFCU's routing number (271183701). See the chart and check example below for details.

Automatic Payment/Direct Deposit

Automatic Payment/Direct Deposit
Account Deposits Withdrawals/
Debits
Account No. Format Account Type
Note:

If account number is less than 7 digits, use preceding zeros to obtain your 7 digit base number. The X in the account number above should be replaced with your unique suffix number or checking digit, which can be found on your statement.

At this time, payments to a Home Equity Line of Credit cannot be set up this way. Contact CEFCU for more information.

Recurring transactions that are currently running correctly should continue to work properly.

Savings Yes Yes 1234567000
Base acct # Acct suffix
Savings
My Use Savings Yes Yes 12345670X0
Base acct # Acct suffix
Savings
Holiday Saver Savings Yes   1234567400
Base acct # Acct suffix
Savings
Insured Money Market Account Yes Yes 051234567X
05 Base acct# IMMA digit
Savings
My Save Certificate Yes   12345672XX
Base acct # Acct suffix
Savings
Checking Yes Yes 011234567X
01 Base acct# Checking digit
Checking
Business Checking Yes Yes 081234567X
08 Base acct# Checking digit
Checking
Loans Yes   12345676XX
Base acct# Loan suffix
Loan
Credit Card Yes   12345671XX
Base acct# Acct Suffix
Loan

Checking Account Information Example

Checking Account Information Example