Security Center

Manage finances with the help of resources

and one-on-one counseling.

Financial Fitness

The BALANCE Financial Fitness Program [EN ESPAÑOL] can help you get your finances in shape. This program includes online tutorials so you can sharpen and test your financial knowledge. In addition, CEFCU has made one-on-one counseling by phone available — at no cost to members.

Online tutorials allow you to work through financial information and worksheets on your own. Visit the Personal Finance Education Center to find information on topics, such as:

  • Money Management
  • Credit
  • Identity Theft
  • Financial Planning
  • Homeownership
  • Vehicle Purchase

Learn more about how to handle your finances during an in-depth phone discussion with a trained counselor. These one-on-one counseling sessions include:

  • Developing a workable spending and savings plan.
  • Getting out of debt (call to schedule your personal phone appointment).
  • Understanding your credit report (call to schedule your personal phone appointment).
  • Buying a home.
  • Planning for the future.

CEFCU covers all fees, so this service is completely free to you as a member. To get started, just call 1.888.456.2227 and identify yourself as a CEFCU member for one-on-one counseling.

For even more financial information, BALANCE offers newsletters, calculators, tips, worksheets, and solutions on the financial matters you face every day.

  • Dollars and Sense, the online financial newsletter, includes articles on everything from how to save at the grocery store to holiday shopping to choosing between buying and renting a home.
  • The publications BALANCE offers have articles covering topics such as Credit and Debt, Legal Issues, Identity Theft, and Teens and Money.
  • Calculators are available so you can see how much car you can afford, what your mortgage payments would be, how much you should save to meet a goal, and more.
  • Forms, such as the Personal Financial Assessment, help you get and keep control of your finances.
  • You can download or listen to podcasts on topics that include homeownership, buying a car, credit, managing money, college finances, and identity theft.
  • The Natural Disaster Financial Toolkit has information to help you plan for a natural disaster and what to do to get you on the road to recovery after one.
  • MyBalance, an online tool, can help you budget, get your spending under control, and start saving.
  • You can correspond with a financial counselor through Online Chat. Just click Let's chat. on the left side of the page.

Take a step toward financial stability with the help of these money management and budgeting tools.

Checking Tutorials

Interactive Coaches


For more information on managing your finances, visit the Financial Basics section.

Visit the BALANCE Web site [EN ESPAÑOL] today for the financial fitness resources you need.