Direct Deposit

Choose Direct Deposit — the safe and convenient way to handle your payroll, government, or company pension income checks. You can set up regular/recurring Direct Deposits, so income is automatically deposited into your CEFCU account.


  • Eliminates risk of stolen or lost checks.
  • Reduces fraud.
  • Protects you from identity theft.
  • Allows quicker access to funds.
  • Lets you make loan payments through payroll deductions.
  • Means it's easier for you to save money automatically.

When signing up for Direct Deposit, be sure to provide CEFCU's Routing Number — 271183701 — and your account number in the correct format. For more information on Direct Deposit, contact CEFCU.

Direct Deposit and/or Payroll Deduction Set-Up
Caterpillar Employees Visit any CEFCU Member Center or call 309.633.3414 or
1.800.633.7077, ext. 33414.
Social Security or Caterpillar Pension Checks Call 309.633.3417 or 1.800.633.7077, ext. 33417.
Pension or Government* Checks Contact CEFCU at 309.633.3404 or 1.800.633.7077, ext. 33404. You also may set up Direct Deposit of government checks through
Partner Companies Contact your Human Resources Representative, visit any CEFCU Member Center, or call 309.633.3406 or 1.800.633.7077, ext. 33406.
Other Companies Talk to your payroll department representative and let him/her know you would like Direct Deposit.

*If you receive a government check on a regular basis, remember to notify the agency of any address changes. While they'll no longer send your check through the mail, they may need to contact you with other information.