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Buying a New-to-You Car

Preapproval

Getting preapproved* has great benefits.

Know how much you can spend.

Get an idea what your payment will be.

Show the dealer you're serious about buying.

*In addition to information you provide for preapproval, you will need to complete an application at the dealership.

Car Shopping

Now that you're preapproved and shopping for a car...

  • Check nhtsa.gov for safety ratings and recalls.
  • Ask your insurance agent how much premiums will be.
  • Stick to your budget during negotiations.

If you're buying a used car...

  • Have a professional check the car.
  • Use a site like carfax.com to find the vehicle’s history.
  • Consider repair coverage to help limit out-of-pocket expenses.