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Getting preapproved footnote 1 has great benefits.
Know how much you can spend.
Get an idea what your payment will be.
Show the dealer you're serious about buying.
1. In addition to information you provide for preapproval, you will need to complete an application at the dealership.
Now that you're preapproved and shopping for a car...
If you're buying a used car...
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5. APR effective as of March 13, 2023. See rates and disclaimers in full details here.