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Know the Car

Before you drive off in any vehicle, check out the history and see how it runs.

  • Ask a trusted mechanic to check the car.
  • Request the vehicle’s history: Was it a rental car? How many owners?
  • Take a test drive.
  • Make a list of any issues. Use a repair estimate to get a better deal.
  • See if there is any warranty left.
  • Negotiate with the seller for the best price.

If  you are buying from an individual, you’ll have paperwork to complete. The Member Vehicle Loan Checklist can help.

Contact Us Apply Online

Insurance

Get insured for your vehicle and your loan.

Auto

Choose from nationally recognized insurers through CEFCU Financial Services,® Inc.

Mechanical Repair Coverage

Manage costs for auto repairs.

Guaranteed Asset Protection (GAP)

Get protection if your vehicle is stolen or damaged, and you owe more on it than it’s worth. Call Phone-A-Loan at 1.800.858.3400 to find out about our 90-day free look!

Credit Life & Disability Insurance

Protect your loan and payments.

Tool Box

Forms & Checklists

Get the papers you need.

Monthly Payment Calculators

Figure what your payments will be.

Online Loan Application

Use our secure online application.

Find Dealers

Find a car dealer near you.

Resources

Credit Score

Know your score and how to improve it.

Insurance

Choose loan and payment protections.

NADA

See how much a car is worth.

I didn't find the information I needed…

How much is my payoff?
Find out by contacting us at 1.800.858.3400. You can also find your payoff with Online and Mobile Banking.

How do I apply for a car loan?
Find out about the loan process then apply online.

What are your interest rates on a new or used car?
Check out the Rates page for current rates on all vehicles.

Can I refinance my car loan?
Of course! Learn more about refinancing.

How do you decide who gets a loan?
Find out more about how loans are approved.

I'm buying a car from another person. What should I do?
Before you buy, contact us about the value of the car.

Phone-A-Loan

Apply for a loan or get help from a real person.

Contact Phone-A-Loan

Have some general questions?

Find out more and get answers to your questions.

1.800.542.3328