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Why pay more for your car loan?

By refinancing your loan, you could:

  • Lower your payment.
  • Save on interest.
  • Avoid hidden fees and penalties.

Get a better deal! Ask about refinancing your Vehicle Loan with CEFCU today!

Contact Us Apply Online

Make Payments Easy

You have a lot on your plate, so choose the most convenient way to make your loan payments.

Payment Options

Always on the go?

Make payments anytime, anywhere with CEFCU On-Line® or CEFCU Mobile Banking.

Rather not think about your payment?

Ask your employer about payroll deduction — your payment can be taken directly from your paycheck. Just be sure to provide your account number in the proper format. Check out the Electronic Transfers page to learn more.

Like to plan ahead?

Use CEFCU On-Line or CEFCU Mobile Banking to set up automatic payment transfers directly from your account each month.

Want to keep it traditional?

Loan coupons are available so you can pay in person or by mail.

Tool Box

Forms & Checklists

Get the papers you need.

Monthly Payment Calculators

Figure what your payments will be.

Online Loan Application

Use our secure online application.

Find Dealers

Find a car dealer near you.


Credit Score

Know your score and how to improve it.


Choose loan and payment protections.


See how much a car is worth.

I didn't find the information I needed…

How much is my payoff?
Find out by contacting us at 1.800.858.3400. You can also find your payoff with Online and Mobile Banking.

How do I apply for a car loan?
Find out about the loan process then apply online.

What are your interest rates on a new or used car?
Check out the Rates page for current rates on all vehicles.

Can I refinance my car loan?
Of course! Learn more about refinancing.

How do you decide who gets a loan?
Find out more about how loans are approved.

I'm buying a car from another person. What should I do?
Before you buy, contact us about the value of the car.

Direct Lending

Apply for a loan or get help from a real person.

Contact Direct Lending

Have some general questions?

Find out more and get answers to your questions.