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The Road to Your Vehicle Loan
What can you expect when you apply for a Vehicle Loan?
1
Get Preapproved Know how much car you can afford and show the dealer you are serious. Then apply online or through Direct Lending at 1.800.858.3400.
2
Negotiations Get the best deal! Arm yourself with facts about the vehicle and what you want to pay.
4
Hit the Road! Climb in and enjoy your new ride!
3
Finalize your Loan Finish your online application or contact us, and we’ll work with you and your dealer to complete the process.
3
Finalize your Loan Finish your online application or contact us, and we’ll work with you and your dealer to complete the process.
4
Hit the Road! Climb in and enjoy your new ride!
Rates and Terms
Remember, the longer it takes for you to pay back the full cost of the loan, the higher the interest rate and the more you'll be paying.
Rule of Thumb
Have a budget in mind when you head to the dealer. Try to keep the price at less than 10 percent of your gross annual income.
Other Expenses
Buying a car is more than just the price. You'll have insurance and car maintenance, too.