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The Road to Your Vehicle Loan

What can you expect when you apply for a Vehicle Loan?

1
Get Preapproved Know how much car you can afford and show the dealer you are serious. Then apply online or through Phone-A-Loan at 1.800.858.3400.
2
Negotiations Get the best deal! Arm yourself with facts about the vehicle and what you want to pay.
4
Hit the Road! Climb in and enjoy your new ride!
3
Finalize your Loan Finish your online application or contact us, and we’ll work with you and your dealer to complete the process.
3
Finalize your Loan Finish your online application or contact us, and we’ll work with you and your dealer to complete the process.
4
Hit the Road! Climb in and enjoy your new ride!

Contact Us Apply Now

Rates and Terms

Remember, the longer it takes for you to pay back the full cost of the loan, the higher the interest rate and the more you'll be paying.

Rule of Thumb

Have a budget in mind when you head to the dealer. Try to keep the price at less than 10 percent of your gross annual income.

Other Expenses

Buying a car is more than just the price. You'll have insurance and car maintenance, too.

I didn't find the information I needed…

How much is my payoff?
Find out by contacting us at 1.800.858.3400. You can also find your payoff with Online and Mobile Banking.

How do I apply for a car loan?
Find out about the loan process then apply online.

What are your interest rates on a new or used car?
Check out the Rates page for current rates on all vehicles.

Can I refinance my car loan?
Of course! Learn more about refinancing.

How do you decide who gets a loan?
Find out more about how loans are approved.

I'm buying a car from another person. What should I do?
Before you buy, contact us about the value of the car.

Phone-A-Loan

Apply for a loan or get help from a real person.

Contact Phone-A-Loan

Have some general questions?

Find out more and get answers to your questions.

1.800.542.3328