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1. Select transactions — such as cash advances, balance transfers, and insurance charges posted to the account — are excluded from earning points. Points can be redeemed as a cash credit to your CEFCU Business Savings account with a minimum 2,500 point redemption. Points earned prior to May 3, 2022, are redeemable at 0.625% and points earned on or after May 3, 2022, are redeemable at 1.5%. Points cannot be transferred from the CEFCU Business Credit Mastercard program to a CEFCU Mastercard program and must be used before the Rewards Card is closed. Points can exist on an account for up to five calendar years and will start to expire at the end of the fifth calendar year. Rewards points earned on Rewards Credit Cards are administered by CURewards (the Program) on behalf of CEFCU and are NOT: a deposit; obligations of CEFCU, the National Credit Union Administration (NCUA), or any affiliated entity; insured by the National Credit Union Share Insurance Fund. Accounts must be open and in good standing (not canceled or terminated by either party, not delinquent, over limit, or otherwise not available to use for charges) at time of redemption. Rewards are not available when a cardholder is in default under the card agreement. Complete program details are available in the Business Credit Mastercard Guide.
2. Partner companies are independent companies that have entered into an agreement with CEFCU to have CEFCU provide credit union membership as an employee benefit.