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Your house and a CEFCU Home Equity Credit Line can help get you what you want or need.
Rate available to us as of 9/17/2019
5.81% APR** fully indexed rate.
Enjoy low rates and personalized service without the surprises other loans and lines of credit often bring — like hidden fees or early pay-off penalties.
Plus, CEFCU will now pay all closing costs for Home Equity Credit Lines.*
Rate in effect until 9/30/2019
6.02% APR** fully indexed rate.
*CEFCU’s closing cost assistance offer is available for a limited time for qualified CEFCU members in good standing who are opening a Home Equity Credit Line or Fixed-Rate Home Equity Loan of $10,000 or more using their owner-occupied home as collateral. To qualify, the home being used as collateral may not be for sale; Bridge Loans and Lot Loans are not eligible for closing cost assistance. Property insurance is required and not included in closing costs. Closing cost assistance excludes Transfer Taxes or Mortgage/Intangible Taxes (applicable in certain states but not applicable to Illinois or California properties). Contact CEFCU for details, including more specific information about third-party fees.
**The Annual Percentage Rate is a variable rate and the maximum APR that can apply is 18%.
Home Equity Credit Line (HELOC) is available in the following states: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Minnesota, Mississippi, Missouri, Nevada, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, Wisconsin.
No Home Equity products are available in Texas.