Electronic Transfers


Electronic deposits, also known as Automated Clearing House (ACH) transactions, can be sent to these CEFCU accounts:

  • Checking
  • Savings
  • My Use
  • Holiday Saver
  • Insured Money Market (IMMA)
  • My Save Certificates


You can authorize CEFCU to use ACH transactions to retrieve funds electronically from your accounts at other financial institutions and deposit them in your CEFCU Checking or Savings account or apply them as a payment to your CEFCU loan.

Recurring Transactions

When you set up a recurring ACH transaction, like Direct Deposit, be sure to use the complete, correctly formatted account number. For some, you will need CEFCU's routing number — 271183701. See the chart and check example below for details.


If account number is less than 7 digits, use preceding zeros to obtain your 7 digit base number. The X in the account number above should be replaced with your unique suffix number or checking digit, which can be found on your statement.

At this time, payments to a Home Equity Line of Credit cannot be set up this way. Contact CEFCU for more information.

Checking Account Information Example

Checking Account Information Example