Home Equity Credit Line

When you need flexibility plus access to the equity in your home, a CEFCU Home Equity Credit Line may be right for you. The Home Equity Credit Line is a revolving line of credit you use as you need it.


Access your Credit Line using Home Equity checks; at any Member Center, Money Center24® ATM, or Fast Track Teller; by contacting CEFCU; or by using Touch-Tone Teller or CEFCU On-Line®.

Estimate the value of your home, then apply now, call Phone-A-Loan, or visit a Member Center to learn more about CEFCU's Home Equity options.

Estimating Your Available Equity
Appraised value of your home   $80,000
Multiply by .90 x      0.90
Equals 90% of appraised value   $72,000
Subtract balance due on your first mortgage - $30,000
Equals approximate amount available from Home Equity Loan/Credit Line   $42,000

*Consult a tax advisor regarding the deductibility of interest.