Home Equity Fixed-Rate Loan

If you know how much you need to borrow, a Fixed-Rate Home Equity Loan from CEFCU is a great choice.


Estimate the value of your home, then apply now, call Phone-A-Loan, or visit a Member Center to learn more about CEFCU's Home Equity options.

Estimating Your Available Equity
Appraised value of your home   $80,000
Multiply by .90 x      0.90
Equals 90% of appraised value   $72,000
Subtract balance due on your first mortgage - $30,000
Equals approximate amount available from Home Equity Loan/Credit Line   $42,000

*Consult a tax advisor regarding the deductibility of interest.