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Hurricanes Helene and Milton

Have you or someone you know been impacted by Hurricanes Helene and Milton? Visit our resources & tips page, cefcu.com/relief

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First-Time Home Buyer

Are you ready yet? Find out here.

Have you checked your credit score?

Great! Higher credit scores are good; but if your score is low, there are steps you can take.

Check Your Score Learn About FICO

Checking your credit score is a good first step and helps you know more about what you qualify for in the way of loans.

Check Your Score Learn About FICO

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Are you pre-approved?

Good move. Preapproval lets sellers know you’re ready to buy a home. Now is a good time to lock your interest rate with CEFCU.

Home Buying 101 Mortgage Types Rate Lock

Getting a loan preapproval helps you move forward in the process. It not only lets you know how much house you can afford, but it’s a good way to get answers to your questions early in the home buying process.

Home Buying 101 Home Loan Types Rate Lock

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Do you know about low-down-payment options?

Ask about any new options available.

Home Buying 101 Mortgage Types

CEFCU offers low-down-payment options, such as USDA Rural Housing Guarantee Loan Program and Flex 97. Find out about all the available options.

Home Buying 101 Home Loan Types Get Started

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Have you thought about closing costs?

That’s great. Be sure to ask us about closing cost assistance.

Special Offer Home Buying 101

It’s time to think about closing costs. Have you saved for them, or do you plan on using a gift? Be sure to talk to us about your options. It’s a good time to ask about our Closing Costs special offer, too.

Special Offer Home Buying 101

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Do you have the documentation you need for your loan?

Use our Loan Checklist to be sure you have everything you need.

Loan Checklist Home Buying 101

Get started with the Home Loan Application Checklist. It gives you information on Mortgages along with all the items you will need for the interview.

Loan Checklist Home Buying 101

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CEFCU NMLS ID #407798

Resources

Links

Find home buying resources.

Credit Score

Know what your score is and how to improve it.

Homeowners Insurance

Insure your home now.

FAQs

Get answers to your questions.

Escrow

Learn what escrow is.

Private Mortgage Insurance

Learn what it is and how to request cancellation.