Many US citizens are concerned about the potential increase in cyber attacks from Russia amid the crisis in Ukraine. So, what is CEFCU doing to protect your accounts? We have many systems in place to protect assets and monitor activity.

The Credit Union’s Information Security department, as well as members of the Senior Staff team, actively monitor information from the Department of Homeland Security’s United States Computer Emergency Readiness Team/Cybersecurity and Infrastructure Security Agency (DHS/US-CERT CISA) and the Financial Services-Information Sharing and Analysis Center (FS-ISAC), industry sources such as NCUA and various Information Security news feeds, which all provide insight, intelligence, Indicators of Compromise (IoC), and recommended proactive steps to navigate the current heightened risk environment.

What can you do to help protect your accounts?

Set up fraud alerts on your accounts as well as credit and debit cards, and check your credit report regularly.  Your personal monitoring for unusual financial activity on your accounts is the first, fastest, and best line of defense to keep your funds out of the hands of cyber criminals.  You can set alerts and controls (to stop unwanted transactions, even international transactions) through CEFCU On-Line® or Mobile Banking. You can also visit to review other steps and precautions you can take now.

Should I start using cash, over cards or electronic transactions?

Cash is a risky option for a number of reasons:

  • It is untrackable if stolen.
  • It can be lost in an unexpected event like a car crash, house fire, or weather incident.
  • It can make you a target if it becomes known you are holding a large quantity of cash.

Electronic funds are often insured and recoverable if stolen, and are not at risk from physical threats. In addition, your CEFCU Credit and/or Debit Mastercard® is backed by Zero Liability protection*, so you’re not responsible for unauthorized transactions. Learn more about Zero Liability at


*Terms and conditions may apply. Please visit for more information.