A new federal law will let you place free credit freezes plus extended fraud alerts on your credit report. The law takes effect September 21 and includes:

  • Free credit freezes so it’s harder for identity thieves to open accounts in your name.
  • Free child credit freezes so you can freeze a credit file until the child is old enough to use credit.
  • Year-long fraud alerts so any business that runs your credit has to check with you before opening an account.

For more details on the new law and how to request the services, visit ftc.gov and search for Free credit freezes are coming soon.