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Submit Your Referral Today! View FAQs

CEFCU members who refer a friend between now and December 31 could earn up to $25 for both you and your friend!*

Here’s how the program works:

  1. Fill out the Official Referral Certificate web form with the required information.
  2. Click Submit.
  3. That's it! You and your friend could both receive up to $25 via automatic deposit to your Savings account within 4–6 weeks.*

If you're unable to complete the web form, you can still print the Referral Certificate and drop it off to any Member Center or mail it to us at Marketing/Referral, P.O. Box 1715, Peoria, IL 61656-1715. Just follow these steps:

  1. Fill out the Referred By section of the Official Referral Certificate and give it to a friend.
  2. Have your friend fill out the New Member and Qualifying Account(s) sections and take the Certificate to a Member Center at the time a CEFCU® Savings and qualifying account* is opened.

*For a limited time, any current CEFCU member in good standing (“Member”) and non-member Friend (“Friend”) can both receive up to $25 (“Referral Bonus”) via direct deposit to their CEFCU Savings account when the Member refers the Friend to CEFCU, where the Friend opens a qualifying new CEFCU account and submits an Official Referral Certificate , or completes the Official Referral Certificate web form within five business days of account opening. To refer a Friend, simply fill out the Official Referral Certificate web form, or complete the “Referred By” section of the Official Referral Certificate and provide it to your Friend. For you both to receive the Referral Bonus, your Friend must (i) qualify for CEFCU membership; (ii) open a regular Savings account with a minimum deposit of $1 on or before 12/31/24; (iii) open a qualifying CEFCU account at the time of the Savings account opening; and (iv) submit a completed Official Referral Certificate web form, or an Official Referral Certificate at the time of account opening or mail it to CEFCU, attn.: Marketing/Referral, P.O. Box 1715, Peoria, IL 61656-1715 within five days of account opening. Qualifying new accounts to receive a $25 Referral Bonus to the Member and the Friend may be any of the following: Checking, Vehicle Loan, or Credit Card account. Qualifying new accounts to receive a $10 Referral Bonus to the Member and the Friend may be any of the following: Personal Loan, Health Savings Account, or (where the primary member, Friend, is age 12 or younger) the Savings account referenced at (ii) above. Qualifying accounts do not include Insured Money Market Accounts, Club Accounts, Hybrid HELOCs, Home Loans, Uniform Transfer to Minor Accounts, Rep Payee Accounts, or Certificates. Referral Bonuses will be deposited four to six weeks following the Friend’s account opening. There is a limit of 3 Referral Bonuses paid to a Member, or $75, whichever is greater, per calendar year. Only one Referral Bonus may be redeemed per new Member. Offer subject to change and void where prohibited or restricted by law. Employees and volunteers of CEFCU, their immediate families, and any person living in the household of these individuals, whether related or not, are not eligible to receive a Referral Bonus. All accounts are subject to qualification. The value of the bonus is considered a taxable dividend to you and will be reported on IRS Form 1099-INT.