Refer a Friend

Check out the information about our new Business Refer-A-Friend program.

There is up to $25 in referral fees for each new person who joins CEFCU and opens a Savings and a qualifying account (Checking, Personal Loan, Vehicle Loan, Youth Savings account, Credit Card). To receive more than one referral fee, you would need to refer more than one person to open a new Savings and qualifying account.

Thank you for choosing CEFCU and for trusting us enough to recommend CEFCU to your family and friends. While CEFCU is currently piloting a formal referral program, member referrals over the years have always been a key contributor to CEFCU's financial success. That success has allowed CEFCU to return $330 million in year-end Extraordinary Dividends to all members since 2000.

The program rules require an Official Referral Certificate be submitted (personally, or by mail) within five days of account opening.

If your friend opened a qualifying account and submitted the Official Referral Certificate (PDF, 150 KB) within five days, you will receive your referral fee within four to six weeks. However, in order to protect every member's privacy, CEFCU cannot disclose information on individual members. And, there is a limit of one referral fee paid per new member. We encourage you to contact your friend directly for specifics.

We are glad you chose CEFCU. While every account is intended to deliver a good value, there are special offers for you as a new member.

CEFCU will pay one referral fee per new member, based on the official referral form submitted by the new member.

We'd be happy to consider that referral, if your friend is also a new CEFCU member. Please contact your friend and have them submit an Official Referral Certificate (PDF, 150 KB) within five days of account opening.

Check out the information about our new Business Refer-A-Friend program.

Referral fees will be deposited four to six weeks following the new member's account opening as long as a Official Referral Certificate (PDF, 150 KB) was submitted.

In order to receive the referral fee, your account must be open and in good standing. If your account is closed, overdrawn, or delinquent as of the fulfillment date, you will not receive a referral fee, nor will it be applied to what you owe.

CEFCU does not differentiate eligibility for the referral fee based on the relationship between the new member and the referring member. As long as the new member completes an Official Referral Certificate , and all of the accounts qualify at the time of fulfillment, anyone may receive the referral fee with the exception of CEFCU employees and their families as described on the Referral Certificate.

Yes, any new primary member who opens a qualifying account can submit an Official Referral Certificate (PDF, 150 KB) , and a referral fee will be paid to the referring member.

You are eligible to become a CEFCU member if you meet any of the specified qualifications.

There is a limit of three referral fees, or $75, whichever is greater per year.