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Be an Owner. Enjoy Better.

$50 Million Extraordinary Dividend!

CEFCU members are owners - illustration

At CEFCU, you’re not just another number, you are part of a community — borrowers and savers helping one another achieve better. And more importantly… you’re an owner as every CEFCU member owns a part of the Credit Union. It’s this community that helps CEFCU members enjoy a better value every day — through fewer fees, great rates, and so much more.

And, when business results are better than expected, our earnings go back to the CEFCU members who made it happen… our owners — because it’s the right thing to do. That’s the Extraordinary Dividend, and while it’s not guaranteed to happen every year, this year CEFCU member/owners shared an Extraordinary Dividend of $50 million. Makes you think… when’s the last time you got money back from a bank? That’s the difference of owning.

Discover the better difference today, and switch to CEFCU.

Get Started — Join CEFCU Watch the TV Spot Story Behind the Dividend

The Extraordinary Dividend is more than a number…

At CEFCU, you’re part of a bigger community of borrowers and savers helping each other.

Member Dividend Stories

“Every little bit helps. It will help with Christmas gifts… and helps my budget.”

Deborah, from Washington

Member since 2009

“It’s a blessing to us. It makes us feel as we are part of CEFCU and they a part of our community.”

Michael, from Creve Coeur

Member since 1984

“What a pleasant surprise – thank you!”

Janice, from East Peoria

Member since 2016

“We are new members and received an Extraordinary Dividend this December that exceeded the total amount of (savings) interest we received from our previous bank we had for over 30 years. This affirmed our decision to move all of our business to CEFCU!”

Bruce, from Springfield

Member since 2019

“Having been a member for decades, I feel blessed to have received this dividend. It helps me to share a little love with others for the holidays. Thank you!”

Patricia, from Arizona

Member since 1996

“The dividend we received has made a BIG difference in helping us pay off our loan. Thank you so much!”

Debra, from Bloomington

Member since 2012

Click anywhere in the box to read more.

More than Just a Number

Share what the Extraordinary Dividend* — disbursed on December 2, 2019 — meant to you!

The Extraordinary Dividend means something different to every member. It could be treating your co-workers to coffee, help with buying holiday gifts for your family, or perhaps a little extra room in your budget. We’d like to hear what it means to you and how you’re using the Dividend. Submit your Dividend story below.

I hereby give CEFCU consent to use, print, publish and/or display publically, including, without limitation, via its World Wide Website as well as its designated webpage on Facebook, YouTube and/or Instagram, in CEFCU publications and as part of CEFCU publicity materials, my story, photo and/or video, my first name, and city/state of origin, all royalty free and without further consideration. Further, I agree to the following terms and to receive these terms, electronically:

I understand that my consent is voluntary, and I accept any risk that may come from the use and public display of my story, photo and/or video, my first name, and city/state of origin.

I represent that I am the only person in the photo and/or video and authorize CEFCU to crop or treat the photo and/or video at its discretion.

I acknowledge and agree that CEFCU may choose not to use my story, photo and/or video at this time, but may do so in its sole discretion at a later date; and, may discontinue the use and public display of my story, photo and/or video, my first name, and city/state of origin at any time without notice.

I understand that once my story, photo and/or video are posted on CEFCU’s website and/or on its webpage on Facebook, YouTube and/or Instagram the story, photo and/or video can be downloaded by any computer user.

I waive my rights of privacy and publicity and any other rights that I may have relating to the use and public display of my story, photo and/or video, my first name, and city/state of origin.

I release and discharge CEFCU, its officers, directors, employees, agents, representatives, successors and assigns from all liability for any injury, death, damage or loss to person or property resulting from, sustained by or arising out of the foregoing use and public display of my story, photo and/or video, my first name, and city/state of origin.

I agree that I have reviewed the Use of My Story, Photo and/or Video Consent above and consent to the use and display of my story, photo and/or video, my first name, and city/state of origin by CEFCU and to the terms thereof.

Members have shared their stories with us all year long. Check out a just a few of them on our Member Stories page.

Member Stories

*The $50 million Extraordinary Dividend was disbursed with $25 million going to borrowers and $25 million going to savers on 12/2/2019.