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Be an Owner. Enjoy Better.

$30 Million Extraordinary Dividend!

CEFCU members are owners - illustration

At CEFCU, you’re not just another number, you are part of a community — borrowers and savers helping one another achieve better. And more importantly… you’re an owner as every CEFCU member owns a part of the Credit Union. It’s this community that helps CEFCU members enjoy a better value every day — through fewer fees, great rates, and so much more.

Despite the challenges faced in 2020, your Credit Union remained strong, and our team remained committed to serving you. While an Extraordinary Dividend is never guaranteed, this year more than ever, we’re proud to return our earnings back to the CEFCU members who made it happen… our owners — because it’s the right thing to do. This year, CEFCU member/owners shared an Extraordinary Dividend of $30 million. That's the difference of owning… and why CEFCU really is Not a Bank. BetterSM.

Discover the better difference today, and switch to CEFCU.

Get Started — Join CEFCU Watch the TV Spot

The Extraordinary Dividend is more than a number…

At CEFCU, you’re part of a bigger community of borrowers and savers helping each other.

Share what CEFCU means to you!

We'd love to hear from individuals like you, sharing what you appreciate most about CEFCU and the benefits you enjoy as a Credit Union member.

I hereby give CEFCU consent to use, print, publish and/or display publically, including, without limitation, via its World Wide Website as well as its designated webpage on Facebook, YouTube and/or Instagram, in CEFCU publications and as part of CEFCU publicity materials, my story, photo and/or video, my first name, and city/state of origin, all royalty free and without further consideration. Further, I agree to the following terms and to receive these terms, electronically:

I understand that my consent is voluntary, and I accept any risk that may come from the use and public display of my story, photo and/or video, my first name, and city/state of origin.

I represent that I am the only person in the photo and/or video and authorize CEFCU to crop or treat the photo and/or video at its discretion.

I acknowledge and agree that CEFCU may choose not to use my story, photo and/or video at this time, but may do so in its sole discretion at a later date; and, may discontinue the use and public display of my story, photo and/or video, my first name, and city/state of origin at any time without notice.

I understand that once my story, photo and/or video are posted on CEFCU’s website and/or on its webpage on Facebook, YouTube and/or Instagram the story, photo and/or video can be downloaded by any computer user.

I waive my rights of privacy and publicity and any other rights that I may have relating to the use and public display of my story, photo and/or video, my first name, and city/state of origin.

I release and discharge CEFCU, its officers, directors, employees, agents, representatives, successors and assigns from all liability for any injury, death, damage or loss to person or property resulting from, sustained by or arising out of the foregoing use and public display of my story, photo and/or video, my first name, and city/state of origin.

I agree that I have reviewed the Use of My Story, Photo and/or Video Consent above and consent to the use and display of my story, photo and/or video, my first name, and city/state of origin by CEFCU and to the terms thereof.

Members have shared their stories with us all year long. Check out a few of them on our Member Stories page.

Member Stories

*The $30 million Extraordinary Dividend was disbursed with $15 million going to borrowers and $15 million going to savers on 12/1/2020. The Extraordinary Dividend is not guaranteed, and can only be authorized by CEFCU's volunteer Board of Directors when business results allow.