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Sharing Our Success
$55 Million Extraordinary Dividend!
At CEFCU, you’re not just another number, you are part of a community — people helping people achieve better. It’s this community that helps CEFCU members enjoy a better value every day — through fewer fees, great rates, and so much more.
This year, CEFCU member/owners shared another Extraordinary Dividend of $55 million. Authorized by CEFCU's Board of Directors, a majority of the 2025 Extraordinary Dividend is split evenly between borrowers and savers, with a portion set aside for Debit Mastercard® users.1
The Extraordinary Dividend is more than a number…
At CEFCU, you’re part of a bigger community of borrowers and savers helping each other.
*The $55 million Extraordinary Dividend was disbursed on 12/2/2025 with $52.25 million shared equally between borrowers and savers, and $2.75 million going to CEFCU Debit Mastercard users. The amount borrowers and savers receive is calculated based on the amount of interest they earned (like on a Savings account or Certificate) and/or the amount of interest they paid (like on a Vehicle or Home Loan) from January 1, 2025 through December 1, 2025. The amount transactors receive is based on CEFCU Debit Mastercard transaction spend from January 1, 2025 through October 31, 2025, up to a maximum spend of $4,425. The Extraordinary Dividend is not guaranteed, and can only be authorized by CEFCU's volunteer Board of Directors when business results allow.