Link to CEFCU Home Page

Looking to refinance? Consider a modification instead.

A modification could be in your better interest if:

  • You have a fixed rate mortgage with CEFCU now, but want a lower rate and payment.
  • You want to reduce the amount of paperwork you’re required to provide — modifying your existing mortgage as opposed to refinancing significantly reduces the paperwork you are required to provide.
  • You want to enjoy significant savings on closing costs. (A modification will cost $600, where as a full refinance could be $1,500 or more!)
Yes, I am interested in a modification.

Eligibility not guaranteed. (You will be taken to a form to provide your contact information and a member of the CEFCU Home Loan team will reach out.)

No, I would like to continue to the mortgage application.