Credit Life & Disability Insurance

Learn how affordable Loan Protection and Payment Protection can work for you.

Loan Protection

You can help protect your eligible CEFCU consumer loans and/or Credit Card balances with MEMBER'S CHOICE® Credit Life insurance.

This voluntary protection product, available from CMFG Life Insurance Company through CEFCU, reduces or pays off your insured loan balance up to the policy maximum should you die before the loan is repaid.

Protection can cost just pennies a day, and is conveniently included with your monthly loan payment.

Payment Protection

If you are off work for more than 14 days due to accident or illness, MEMBER'S CHOICE® Credit Disability insurance can help protect your credit rating and your savings. This voluntary payment protection product available from CMFG Life Insurance Company through CEFCU, will retroactively make your loan payments for your eligible CEFCU loans or Credit Card.

Protection can cost just pennies a day, and is conveniently included with your monthly loan payment.

Contact CEFCU for more information on these valuable protection options.

Certain restrictions may apply. For more information on coverage, cost, maximums, restrictions and/or limitations, please contact CEFCU for a copy of the Member Enrollment and/or Certificate of Insurance.