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Credit Life & Disability Insurance

Choose affordable protection for your loan and payments!

Loan Protection

Help protect your eligible CEFCU consumer loans and/or Credit Card balances with MEMBER'S CHOICE® Credit Life insurance.

This voluntary protection is available from CMFG Life Insurance Company through CEFCU. It reduces or pays off your insured loan balance up to the policy maximum should you pass away before the loan is repaid.

Along with being affordable, your premium is conveniently included with your monthly loan payment.

Payment Protection

If you are off work for more than 14 days due to accident or illness, MEMBER'S CHOICE® Credit Disability insurance can help protect your credit rating and your savings. This voluntary payment protection product available from CMFG Life Insurance Company through CEFCU, will retroactively make your loan payments for your eligible CEFCU loans or Credit Card.

Not only is the plan affordable, but it’s convenient — your premium is included with your monthly loan payment.

Contact CEFCU for more information on these valuable protection options.

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Forms & Checklists

Get the papers you need.

Monthly Payment Calculators

Figure what your payments will be.

Online Loan Application

Use our secure online application.

Find Dealers

Find a car dealer near you.

I didn't find the information I needed…

How much is my payoff?
Find out by contacting us at 1.800.858.3400. You can also find your payoff with Online and Mobile Banking.

How do I apply for a car loan?
Find out about the loan process then apply online.

What are your interest rates on a new or used car?
Check out the Rates page for current rates on all vehicles.

Can I refinance my car loan?
Of course! Learn more about refinancing.

How do you decide who gets a loan?
Find out more about how loans are approved.

I'm buying a car from another person. What should I do?
Before you buy, contact us about the value of the car.

Direct Lending

Apply for a loan or get help from a real person.

Contact Direct Lending

Have some general questions?

Find out more and get answers to your questions.


Certain restrictions may apply. For more information on coverage, cost, maximums, restrictions and/or limitations, please contact CEFCU for a copy of the Member Enrollment and/or Certificate of Insurance.